83
Stack Score
Best for
SMBs and mid-market finance teams who process dozens to hundreds of bills monthly and want AI capture, approvals, and ACH/check payments in one platform.
At a glance
- Pricing
- paidfrom $45/mo
- Setup time
- Half a day
- Learning curve
- medium
- Last verified
- 5/19/2026
What we love
- ✓AP automation that genuinely cuts hours per week
- ✓Deep integration with all major accounting platforms
- ✓Approval routing flexible enough for mid-market
Where it falls short
- −UX feels dated compared to newer entrants
- −Per-user pricing adds up for larger AP teams
- −Support quality dropped during rapid growth
Pricing
✓ Pricing verified Jun 21, 20264 tiers
Essentials
$49
user/month
- ✓Manual CSV import/export with accounting software
- ✓Easily enter bills, automate approval workflows
- ✓Pay by ACH, virtual card, credit card
- ✓Automatic W-9 collection with W-9 Agent
- ✓6 standard user roles
Team
$65
user/month
- ✓Automatic 2-way sync with QuickBooks Online/Pro/Premier and Xero
- ✓Automate approval workflows
- ✓Automatic AI multi-line bill coding
- ✓Custom user roles
- ✓BILL network of 4M+ vendors
Corporate
$89
user/month
- ✓Everything in Team plus procurement
- ✓Custom approval policies and user roles
- ✓Purchase requests and POs
- ✓2-way matching
- ✓Discounts for approver-only users
Enterprise
Custom
annual contract
- ✓Automatic 2-way sync with NetSuite, Sage Intacct, Microsoft Dynamics
- ✓3-way PO matching
- ✓Single Sign-On
- ✓Dual control and multi-entity accounting
- ✓API access and priority support
Why we picked it
Stable, expensive, integrates with everything.
Overview
AP + AR + spend management. The category leader for SMB-to-mid-market AP automation. AI capture + approvals.
Key features
- ●Bill capture with AI line-item extraction
- ●Approval workflows with multi-level routing
- ●ACH, check, wire, and card payments
- ●AR invoicing with payment portals
- ●QuickBooks, Xero, NetSuite, Sage two-way sync
- ●Spend & Expense (BILL Divvy) corporate cards
Best use cases
SMB AP automation
Bookkeepers capture, code, approve, and pay bills without manual data entry or check-printing.
Multi-entity accounting firms
Firms run AP for many clients with role-based access and white-label options.
Spend management
Companies issue Divvy cards with budgets and capture all expenses inside one platform.
Integrations
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