82
Stack Score
Editorial pick✓ Verified working
FreeAgent
FreeAgent — finance tool curated for working operators.
Try FreeAgent✓ Free trial available
Best for
Best for bookkeepers who want a finance tool that holds up beyond the first demo.
At a glance
- Pricing
- paidfrom $11/mo
- Setup time
- 15 minutes
- Learning curve
- medium
- Last verified
- 5/25/2026
What we love
- ✓Solid fit for the finance workflows it targets
- ✓Reasonable price floor relative to category peers
- ✓Onboarding that doesn't require professional services
Where it falls short
- −UK-centric — limited US tax features
- −Reporting depth lighter than Xero or QBO
- −Not ideal for ecommerce-heavy businesses
Pricing
✓ Pricing verified Jun 21, 20263 tiers
Sole Trader
$11
per month
- ✓Sole trader features
Partnership/LLP
$22
per month
- ✓Multi-partner features
Limited Company
$28
per month
- ✓Corporation tax tools
Why we picked it
On the short list of finance tools worth bookmarking. Not the loudest entry but earns its spot when you need it. — MoreAI.tools editor
Overview
FreeAgent is UK-focused small-business accounting — invoicing, expenses, MTD-compliant VAT, payroll. Free for Mettle and NatWest business banking customers.
Key features
- ●Invoicing and expenses
- ●MTD-compliant VAT returns
- ●Payroll (UK PAYE)
- ●Self-assessment for sole traders
- ●Mobile apps for iOS and Android
Best use cases
Bookkeeping and close
Categorize transactions, reconcile accounts, and prepare month-end financials with audit trail.
Spend management
Issue cards, capture receipts, code expenses, and feed everything into the general ledger.
Integrations
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