83
Stack Score
Editorial pick✓ Verified working
Relay (Banking)
Relay — finance tool curated for working operators.
Try Relay (Banking)✓ Free trial available
Best for
Best for solo agencys who want a finance tool that holds up beyond the first demo.
At a glance
- Pricing
- freemiumfrom $30/mo
- Setup time
- 15 minutes
- Learning curve
- medium
- Last verified
- 5/25/2026
What we love
- ✓Solid fit for the finance workflows it targets
- ✓Reasonable price floor relative to category peers
- ✓Onboarding that doesn't require professional services
Where it falls short
- −No physical branches — fully digital
- −International wire fees apply
- −Smaller ATM network than Mercury or Chase
Pricing
✓ Pricing verified Jun 21, 20262 tiers
Free
$0
forever
- ✓20 checking accounts
- ✓Free ACH
- ✓Free incoming wires
Pro
$30
per month
- ✓Same-day ACH
- ✓Outgoing wires
Why we picked it
On the short list of finance tools worth bookmarking. Not the loudest entry but earns its spot when you need it. — MoreAI.tools editor
Overview
Relay is a business banking platform built for small businesses and bookkeepers — multiple checking accounts, virtual cards, no monthly fees, deep QBO/Xero sync.
Key features
- ●Up to 20 checking accounts
- ●Virtual and physical Visa debit cards
- ●Direct QBO and Xero sync
- ●Bill payments (ACH and checks)
- ●No monthly fees, no minimums
Best use cases
Bookkeeping and close
Categorize transactions, reconcile accounts, and prepare month-end financials with audit trail.
Spend management
Issue cards, capture receipts, code expenses, and feed everything into the general ledger.
Integrations
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